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Excellence in Real Estate

Use a REALTOR(R).

As a buyer, it usually costs nothing to hire a real estate professional to help you find and purchase a home--your Realtor will likely get a portion of the commission the seller pays to his Realtor. When choosing an agent, get referrals from friends, relatives, and co-workers, and then interview as many agents as possible. Pick an agent that works in the neighborhoods you're interested in.  At Glen Elgin Real Estate we specialize in the Grimsby, Lincoln, West Lincoln and Stoney Creek area's.  We offer extensive experience in Residential, Commercial and development sales and leasing in these area's. 

Figure out your finances.

That means determining how much money you can raise for your down payment and how much you can afford to pay on a monthly basis. Go to a lender to find out the size of mortgage you qualify for and get pre-approved. Better yet, use a mortgage broker to find you the best mortgage rate possible. When calculating the costs of home ownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required), utilities, repairs, and maintenance.

Identify suitable neighborhoods.

If it's not located in a neighborhood you like, your new house will never feel like home no matter how nice it is. There are several factors that go into making a "good" neighborhood for most people. It should be safe, close to things that are important to you, and should offer the services you depend on, such as healthcare and convenient shopping. Ambiance and curb appeal may be particularly important to you. Whatever your criteria, once you have a better idea of the areas you are interested in, find out as much as you can about each area's demographics, crime rate, schools, traffic, etc. Check out the county and state records for this information, or you can use Yahoo!'s "Get Local" online service. You can even try the local Chambers of Commerce, but bear in mind that they are in the business of attracting new residents to their neighborhood.  At Glen Elgin Real Estate we have many new listings which location is their key feature.